Forsooth if he may yield, he shall be adversary [or enemy]; of a shilling scarcely he shall yield the half [or scarcely of the whole he shall yield the half], and he shall reckon that as refunding. Else he shall defraud him in his money, and the lender shall have him an enemy without cause. And he shall yield to him, that is, to the lender, wrongs and cursings; and for honour and benefice [or benefit], he shall yield to him despising.