Be sure that you do not say to yourself, ‘The year when debts will be canceled is near, so I do not want to lend anyone any money now, because he will not need to pay it back when that year comes.’ It would be evil to even think that. If you act in an unfriendly way toward a needy fellow Israeli, and give him nothing, he will cry out to Yahweh about you, and Yahweh will say that you have sinned by not helping that person.