“But, you ask, how am I to live?  You have hands.  You have a craft.  Work for wages.  Go into service.  There are many ways of getting a living, many kinds of resources.  You are helpless?  Ask those who have means.  It is discreditable to ask?  It will be much more discreditable to rob your creditor.  I do not speak thus to lay down the law.  I only wish to point out that any course is more advantageous to you than borrowing.