81. He who owes a debt to God has more help towards payment than he who is indebted to man. Man requires money for money, and this is not always at the debtor’s command. God demands the affection of the heart, which is in our own power. No one who owes a debt to God is poor, except one who has made himself poor. And even if he have nothing to sell, yet has he wherewith to pay. Prayer, fasting, and tears are the resources of an honest debtor, and much more abundant than if one from the price of his estate offered money without faith.